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Dignity and empowerment: An exploration of the microcredit experiences of women in rural Bangladesh

Lipi, Rahima K.
Journal article, Peer reviewed
Published version
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Microcredit+Experiences+of+Women+in+Rural+Bangladesh.pdf (1.608Mb)
Permanent lenke
https://hdl.handle.net/10642/4949
Utgivelsesdato
2016
Metadata
Vis full innførsel
Samlinger
  • SAM - Department of Social Work, Child Welfare and Social Policy [339]
Originalversjon
Lipi. Dignity and empowerment: An exploration of the microcredit experiences of women in rural Bangladesh. Journal of International Women's Studies. 2016;18(1):230-259  
Sammendrag
Modern microcredit

, as a tool for

economic and social development

, emerged with the

assumption

that it would promote

women’s empowerment. Some researchers

have found that

microcredit has had a significant amount of success. However, some of these supportive studies

have

also

ignored the s

ubjective history of the participants. A second

critical view of microcredit

presents

the practice

as a Western World notion which exploits women as a

tool

of the market

economy

in order

to gain profit

, arguing that it has

failed

to

provide an alternative to women’s

vulnerability and survival. This

article

focuses on the drawbacks of both approaches.

This

research

is based on sampling and in-

depth interviews conducted by the author, using

a semi

-structured

questionnaire.

This

methodol

ogical choice allowed the author to adopt a subjective view within

the studied phenomenon,

and

to understand the social world associated with that phenomenon. The

aim

of this methodological choice wa

s to apply a

n on-

going

awareness and assessment on the

process and findings of the research.

Further

more

, t

he methodological choices allowed the

participants to express their own

definitions

of dignity and empowerment in their lives, and

the

way they have

negotiate

d their perso

nal lives between perceived meaning

s, and the assumptive

me

aning

s of empowerment through the

microcredit

programs they utilized

. The result

s

demonstrate

d that family life coupled

with

financial

progress was the first and foremost meaning

of dignity for all the participants. Additional definitions for dignity in

life

also

emerged. After

experiencing

the

microcredit

program handled by

the Grameen Bank

, the results of a positive

experience using mi

crocredit increased their feelings of dignity as they had

defined

it. The

remaining participants experienced microcredit with feelings of risk, stress, shame,

marginalization, vulnerability, and other challenges. Rec

ommendations advocate for skill

-based interventions

and/or

the

creation

of alternative ways to promote participants notions of dignity

and

empowerment.
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