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dc.contributor.advisorBredesen, Ivar
dc.contributor.authorBjønnes, Daniel
dc.contributor.authorDjupegot, Eirik
dc.date.accessioned2019-05-09T11:40:05Z
dc.date.available2019-05-09T11:40:05Z
dc.date.issued2018
dc.identifier.urihttps://hdl.handle.net/10642/7037
dc.descriptionMaster i økonomi og administrasjonen
dc.description.abstractThis master thesis is written with a descriptive discussion of the financing done by the Norwegian banks through covered bonds. To find weaknesses in the market for covered bonds, we have chosen to go through the situation in the market today and to describe the laws associated with the issuing of covered bonds. We have created a model in our analysis that estimates how sensitive covered bonds are to a decrease in the housing market. We have gathered detailed information from relevant participants in the covered bond market to supplement the discussion. The discussion includes weaknesses in the covered bond market and explore potential liquidity problems, if the national economy is exposed to at negative shock. The analysis show that covered bonds are dependent of being tradeable and liquid in the marked, and the weaknesses are primarily dependent on investors, that do not look at the bond as liquid anymore. The liquidity can be reduced by a falling confidence in the housing market and to the creditors. This will increase the credit risk. The conclusion is that the deposit agreement for covered bonds to the central bank (Norges Bank) is a vital preventive measure to make covered bond less risky if the liquidity is reduced.en
dc.language.isonben
dc.publisherOsloMet - Storbyuniversiteteten
dc.subjectVDP::Samfunnsvitenskap: 200::Økonomi: 210::Samfunnsøkonomi: 212en
dc.subjectVDP::Samfunnsvitenskap: 200::Økonomi: 210::Bedriftsøkonomi: 213en
dc.subjectFortrinnsrettslige obligasjoneren
dc.subjectObligasjoneren
dc.subjectFinansbransjeren
dc.subjectNorske finansinstitusjoneren
dc.subjectBankeren
dc.subjectBoligkreditten
dc.subjectBoligbobleren
dc.subjectFinanskriseren
dc.titleHvordan vil det norske OMF-markedet påvirkes av en ny finanskrise? Hvordan vil et negativt økonomisk sjokk påvirke finanssektoren i lys av økt økonomisk eksponering mot OMF-markedet?en
dc.typeMaster thesisen
dc.description.versionpublishedVersionen


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