dc.contributor.advisor | Welle-Strand, Anne | |
dc.contributor.author | Hagan, Lawrenda Hanson | |
dc.date.accessioned | 2019-04-10T07:15:23Z | |
dc.date.available | 2019-04-10T07:15:23Z | |
dc.date.issued | 2018 | |
dc.identifier.uri | https://hdl.handle.net/10642/6942 | |
dc.description | Master i International Social Welfare and Health Policy | en |
dc.description.abstract | Poverty in the developing world like Ghana is an overwhelming challenge for its government to
deal with alone. Part of the responsibility then shifts to the private sector to assist in curbing the
alarming rise of poverty. This study was set up to investigate whether private commercial
microfinance institutions are really contributing to poverty alleviation in the Ga South
municipality of the Greater Accra region of Ghana. The secondary data were gathered from the
Ghana Microfinance Institutions Network, Ghana Statistical Service while pirmary or empirical
evidence was gathered from a set of group loan clients under the Opportunity International group
structure through a qualitative research methodology. A review was carried out on theories such
as group lending, individual lending, credit union, village banking and the concept of women
empowerment amongst others. The research was based on four objectives and three research
questions. The empirical evidence retrieved after the data collection where the main data used in
the discussion and conclusion of this research. Results, discussions and conclusions were based
on the three research questions. The implication of this research is that asset building and poverty
eradication does not happen only by the provision of loans to clients but with prudent
management of the resources loan clients are given them. The research concludes that there is a
link between the provision of loans by MFI’s and the minimization of economic poverty within
the study area. Additionally, internal and external forces were established as the two forces that
contribute to default. Lastly, loan clients needed more training and monitoring before, during and
after loans are disbursed to them this is necessary to ensure that the loans given to them are
properly accounted for and utilized for the purpose for which they were given. | en |
dc.language.iso | en | en |
dc.publisher | OsloMet – Oslo Metropolitan University | en |
dc.subject | Microfinance | en |
dc.subject | Poverty | en |
dc.subject | Human development | en |
dc.subject | Women empowerment | en |
dc.subject | Ghana | en |
dc.subject | VDP::Samfunnsvitenskap: 200::Sosialt arbeid: 360 | en |
dc.subject | VDP::Samfunnsvitenskap: 200::Økonomi: 210::Samfunnsøkonomi: 212 | en |
dc.title | The impact of Microfinance Institutions on Poverty reduction among entrepreneurs in Ghana. A case study in the Ga South Municipal Assembly | en |
dc.type | Master thesis | en |
dc.description.version | publishedVersion | en |