The impact of international influence on microbanks’ performance: A global survey
Journal article, Peer reviewed
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Date
2011-04-02Metadata
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Original version
Mersland, R., Randøy, T. & Strøm, R.Ø. (2011). The impact of international influence on microbanks’ performance: A global survey. International Business Review, 20 (2), 163-176. http://dx.doi.org/10.1016/j.ibusrev.2010.07.006Abstract
Microbanks serve micro-enterprises and poor people with financial services. This study
examines how various aspects of international influence affect microbanks’ financial and
social performance. Grounded in agency theory and resource-based theory, we argue that
there are multiple ways that the internationalization of microbanks might affect
performance. Specifically, we argue that one can distinguish between four sources of such
internationalization effects; international initiator, international directorship, international
debt, and international affiliation/networks. This study utilizes data from 379
microbanks in 73 developing countries – assessed between 2001 and 2008. We find that
the internationalization of microbanks to a large extend enhances social performance, but
does not enhance financial performance.